Development Projects

Affordable Housing in Utah is Increasingly Out of Reach

Affordable housing no longer exists in Utah unless you are sleeping outside or live in government-subsidized housing. The average home in Utah now sells for well over $500K, making ownership out of reach for a majority of Utahns. 

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While interviewing folks on the corner of North Temple and 900 W, I asked the same question I’ve been asking everybody for the last two days: “What would you rather have, affordable housing or a Major League Baseball stadium?” 

Inevitably, everyone replied, “affordable housing.” Perhaps this is not an either/or situation, but seeing how our state legislature ponied up $2 billion in tax subsidies for an MLB stadium compared to “hopeful measures” for affordable housing, we find a dichotomy between the working class and the interests of the elites. 

Governor Cox asked for $150 million that he hoped would result in $350,000 homes. “So our kids and grandchildren,” as he said, “can afford housing once again.” But instead, the legislature passed “measures” with the caveat that “cities need to step up [and change zoning].” From these “measures” we can clearly see what our state’s leaders’ priorities are.

Kevin, a 56-year-old African-American male is all too familiar with Utah’s lack of affordable housing. He was renting a home at Eagle Mountain while earning $15 an hour working in a restaurant. Four years ago he was told by his landlord that he’d have to move out. Kevin said he’s been living on the street ever since. “There ain’t no affordable housing around here,” he told me. 

“What would affordable housing be for you?” I asked him. 

“Five hundred or six hundred dollars per month. That’s about all I could afford earning $15 per hour.”

Salt Lake City homeless men would prefer affordable housing to a new MLB arena. Photos by Richard Markosian.

Currently, there is no housing offered anywhere near this amount in Salt Lake City, for able-bodied (non-disabled) residents. This has resulted in a lot more able-bodied people being classified as disabled so they can receive a position on the housing waiting list and pay rent using 30% of their SSDI check.

“Unless you’re on Social Security and you’re getting some money, it’s just not possible,” Kevin adds.

“Are you on Social Security?” I asked.

“I’ve been trying, but I just don’t qualify,” he explained.

Deeply-affordable housing usually refers to rent-controlled housing mandated by low-interest government loans for developers. Deeply affordable means rent that is less than 30% of the median household income. Very few working-class people qualify for this type of housing absent a disability. 

Another young man I talked to on the streets has been suffering from brain trauma since getting into a severe car accident when he was 16. His street name is “Crash”.

“I’d love to get off the streets. I want to get into housing. But I just don’t see that happening. I’m just out here surviving.”

He says he will not go into the shelters because the staff that worked there did not show respect for the tenants. He also says he hasn’t tried to get a disability check. 

“Maybe I’ll make it out here a few more years.” 

Two winters ago, Crash was stabbed in the chest and suffered from a collapsed lung, and he is still clearly not well. But there is some hope on the horizon.

A few apartments now for rent are approaching the affordable range for tenants who earn upwards of $23-$25 per hour. But they are few and far between. Apartments that range from $1200 for studios and $1700 for one-bedroom are popping up with special promotions and offers. The Slate, on 900 S in the Grainery District, offers 463-square-foot studio apartments for $1295, with one-bedroom apartments starting at $1349.

The Slate’s inventory of two-bedroom apartments for $1899 have completely sold out. The Slate offers amenities such as a dog spa, sauna, cold plunge, and recreation area, as well as the highly-walkable lower-ninth area. What they don’t offer is ownership. 

I spoke to a bartender at Whiskey Street who lives in the Avenues. She expressed how much she loves the area. “Have you seen how beautiful it is to walk around over there? All these people have gnomes in their yards and the old houses are so nice.”

But even on a bartender’s salary, there’s little hope of owning any property and building equity anytime soon. I decided to see if I can find any young people who have bought a townhouse or condominium where they are building equity.

By far the majority of the 30,000 units going up in downtown Salt Lake City are apartments for rent. 

This is a disturbing trend considering that a majority of Americans now suffer under the greatest debt burden in decades: $17.5 trillion to be exact. 

Fair Park Apartments on 940 West North Temple.

Americans’ number one financial asset and pathway to independent wealth has always been via home ownership. The ability of residents to build equity in some types of real estate has been the means for Utahns to gain financial independence and enjoy a secure retirement for generations. Has the home ownership society disappeared? 

Is property ownership no longer a priority for our state leaders? If it were, they would certainly be endorsing or supporting different policies other than giving tax breaks to billionaires for ballparks. 

Why not rezone huge tracts of land in less populated areas further west such as Magna or Copperton? Why not build huge tiny home communities in every county along the Wasatch Front until $500 per month rents or $350K homes can be made a reality? 

These policies would bolster small business because low-skilled workers would immediately become less expensive; these policies would remove thousands from the social security disability rolls. If tiny homes could be bought with tiny mortgages, they could allow those on the lowest rungs of the socioeconomic ladder to build equity rather than maintain zero wealth like so many living on the bottom do. Those like Kevin.

There is a simple reason why these policies are not favored by our political leaders: NIMBY (not in my back yard) policies which are classist and often racist are the norm. This is the case not just in Utah, but elsewhere in the west. Those who enjoy financial independence due to their acquisition of property believe any low-income housing development would destroy or threaten their greatest investment. But is this really true?

Feature Image Illustration by Chris Bodily.

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  • Growing Up in Utah’s Foster Care System: One Child’s Story

    Celeste was five years old the first time she dragged a kitchen stool across the linoleum, climbed up to the stove, and made dinner.

    On good days there was a blue box of mac and cheese from the food bank. If they were really lucky, there’d be a pack of hot dogs or some bacon to slice into the pot. She’d stir the noodles, cut the meat with careful little hands, and call it a gourmet meal. Then she’d walk her younger sister to school, help with homework, run the bath, and put her to bed.

    While most Utah kids her age were learning to color inside the lines, Celeste was learning how to keep another human being alive.

    Her father drifted in and out of jail and drug rehab. Her mother usually lay passed out on the couch, sleeping off hangovers and long nights with men and drugs. The grown-ups in the house didn’t mark time by dinner, bath, or bedtime. Celeste did.

    “I knew enough to know she wasn’t doing her job,” Celeste says of her mom. “But I also knew enough to know I would need to do it for my sister.”

    By seven years old, Celeste wasn’t anyone’s daughter in the way most people think of it. She was the mom.

    In and out of “the system”

    Her life didn’t start out that way. For the first 18 months, Celeste was being raised by an aunt and uncle. They already had a houseful of kids, but they loved her and wanted to keep her. Years later, Celeste would learn her aunt even asked to adopt her—with one condition.

    “She said, ‘You can’t be involved in how we do that. We have to be able to parent her the way we parent our children,’” Celeste recalls. “And he said, ‘I can’t do it. I can’t promise I won’t interfere.’”

    The deal died there. Her biological father chose the possibility of control over the certainty of safety.

    At about 18 months, Celeste’s parents moved away from family “to figure this out on our own.” What followed was five years of drift and chaos. She bounced between relatives, foster homes, and her parents’ place. Sometimes she and her sister would go together. Sometimes people begged to keep her baby brother because he was so little.

    By age seven, the state officially removed them. Her father was back in jail. Her mother’s addiction had swallowed up whatever was left of her ability to parent.

    Most people assume this is where the story turns. Parents lose rights, kids go into foster care, things get better. For Celeste, they didn’t.

    “I moved every six months until I was 16,” she says. “I lived in about 32, 33 cities.”

    In between were “mother-child” drug rehab programs, including one that uprooted them from Salt Lake and dropped them in Detroit, Michigan. On paper, those programs allowed mothers to get clean without permanently losing their children. In practice, at least where Celeste landed, they were barely controlled chaos.

    “You have little kids all the way up to almost-18-year-olds together, and you’re not even allowed to see your mom until she’s at a certain level in the program,” she says. “We basically managed ourselves. That’s not going to go well.”

    Children who’ve already learned to parent themselves simply become young generals in a kid-run unit. In Celeste’s case, that meant fighting other kids and stepping into situations no child should have to navigate.

    “I chose to fight, to put myself in harm’s way to protect my sister,” she says. “Later it made it hard to see myself as abused, because in my mind, I chose it. I wasn’t thinking ‘I’m a victim.’ I was thinking, ‘Look at me taking charge. Look at me keeping her safe.’”

    The parentified child in a foster world

    If you’ve never seen it up close, “parentified child” sounds like another clinical label. If you’ve lived it—or tried to parent a kid like that—you know it’s anything but abstract.

    My own family took in three foster siblings. The oldest was six and arrived in our home with his shoulders squared and jaw set like a tiny drill sergeant.

    “He was exactly like you,” I tell Celeste. “He’d say, ‘Just so you know, I’m in charge of these two.’ He coached us: ‘Here’s how you calm Riley down. Here’s what you do with Abby.’”

    Like Celeste, he wasn’t really acting like a child. He’d become the caretaker, without the brain development or support to do it.

    “You think your decisions are better than what happened to you,” Celeste says, “but your brain’s not developed enough, and nobody’s taught you how to make healthy decisions. And yet you know enough to know something has to be managed.”

    That constant managing keeps kids stuck in fight-or-flight. One therapist described it to us as a train without brakes trying to pull into a station. The child wants to calm down, but doesn’t have the internal wiring to do it.

    “It feels chaotic and unstable, putting it mildly,” Celeste says. “Only time and consistency can help a kid start to regulate. If you move them every six months, you never get either.”

    “Broken” or just brutally complicated?

    Listening to stories like Celeste’s, it’s easy to slap one big label on Utah’s foster care system: broken.

    We felt that way. The three siblings who came to us were bright and funny. Ninety-seven percent of the time, life with them was joyful: playing in the mountains, trips to Moab, board games, laughing with the dogs. The other three percent was absolute crisis: kids beating on each other, getting kicked out of school and daycare, becoming pariahs at karate class.

    That three percent slowly swallowed all the oxygen in the house.

    As behaviors escalated, more professionals got involved—caseworkers, attorneys, therapists. Too often, it felt like the machinery of the system was trying to solve its own problems, not understand the children at the center of them. At one point, it felt like the state was more interested in removing the kids than helping them heal.

    “We felt like the system was hell-bent on destroying the kids,” I tell Celeste.

    She doesn’t flinch.

    From her vantage point—as someone who lived it and now works alongside the people running it—Celeste resists the simple “broken” verdict.

    “People ask me all the time if I think the system is broken,” she says. “And my answer is no, it’s complicated.”

    Coming from her, that’s not spin. She’ll tell you bluntly: “I feel like the system failed me 100 percent.” She can’t point to one thing it did that felt good or healing at the time.

    But as an adult, she can see what she couldn’t as a kid shuttled from house to house: massive gaps. Service gaps, resource gaps, legal gaps. People inside the system working under mandates and timelines most foster families never see.

    “Children aren’t designed to be raised by a system,” she says. “That’s the problem. They’re designed to be raised by a healthy community and a family. So when we take them out of any chance of that happening—even if there was dysfunction there—and put them into this clunky system, it’s chaos.”

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  • A Ski Village or a Tipping Point? Nordic Valley Expansion Divides Ogden Valley

    The project, known as Nordic Village, is expected to roll out over the next decade and represents one of the largest tourism developments in the valley’s history.


  • From $65K Homes to Million-Dollar Athletes: What Happened to Utah’s Middle Class?

    In March of 1979, the center of the NCAA sports world landed in Salt Lake City to witness history. Magic Johnson faced Larry Bird for the NCAA championship on the floor of the old Special Events Center — now the Huntsman Center.

    The game would help launch a new era of sports television money, branding, and big personalities. A modern American spectacle was born: Magic vs. Bird face-offs would be legendary. It was the beginning of a new era of celebrity basketball.

    Back then, the average Utahn wasn’t rich, but there was still a basic bargain in place: if you worked hard, got married, started a family, and lived somewhat responsibly, there was a decent chance you could still buy a home and build a stable life. A house in Salt Lake City cost around $30- $65,000. The average Utahn earned a fraction of that, but homeownership still felt like a ladder you could climb — not a luxury product reserved for the already connected or already wealthy. 

    Today, college basketball — like politics, housing, and much of American life — has become a marketplace where nearly everything is for sale. We are told this is progress because Utah is so much more famous and important today. As Salt Lake County tax payers, we are footing the bill to expand the Salt Palace in the name of “progress.”

    But what it increasingly looks like is a society where institutions that once at least pretended to serve ordinary people have been reorganized to serve money and elites first.

    That is not just true in sports and real estate. It is true in Utah’s government.

    In this issue, we look at a BYU basketball star reportedly commanding a seven-figure payday in the NIL era — a system that has turned college athletics into a cleaner, more legalized version of what used to happen in the shadows. The point is not to blame the player. If the money is there, of course he should take it. The point is to ask what it says about a culture that can somehow produce millions for a teenager to play basketball while telling young families there is simply no realistic way to make housing affordable.
    And that contradiction doesn’t stop with college sports.

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  • Utah Homelessness Crisis: Tyler Clancy Challenges ‘Housing First’ Failures

    “It’s not normal to see someone sleeping on the sidewalk in a sleeping bag with a needle sticking out of their arm.”

    That sentence should not be controversial. In a sane society, it would barely need saying. But in Utah — where politicians, nonprofits, consultants, and bureaucrats have spent more than a decade congratulating themselves for “addressing homelessness” while the streets of Salt Lake have become more dangerous, more drug-soaked, and more morally disorienting — it lands like an indictment. And it came not from a crank, a talk-radio host, or a downtown business owner at the end of his rope, but from Tyler Clancy, Utah’s newly appointed homeless coordinator.

    That matters because if Clancy is serious — and after sitting down with him, he appears to be — then he represents something Utah’s homelessness system has not had in a very long time: someone willing to say the obvious out loud. The old script is dead. Everybody knows it, but almost nobody in power has wanted to admit it. 

    For years, Utah’s homelessness policy has been built on a polite fiction — that if we build enough units, distribute enough funding, and avoid being too “judgmental,” the crisis will gradually resolve itself. That story was easier to maintain when Utah was receiving national praise for “solving chronic homelessness.” It is much harder to sustain now, when the conditions on the ground tell a very different story.

    Magnolia Apartments opened to help alleviate homelessness, but the results were not all positive.

    Part of that failure became painfully clear over the last four years. By most accounts, former homelessness coordinator Wayne Niederhauser was a decent man and a very nice guy. But one person close to him described his tenure as that of “a tiger without stripes”— someone with the title, but not the appetite to challenge the sprawling network of nonprofits and service providers receiving millions in taxpayer dollars. That lack of accountability has had real consequences. Multiple former and current residents have told Utah Stories that of the roughly 60 original tenants who moved into Magnolia when it opened, about 20 have since died — most, they say, from accidental drug overdoses. 

    If those accounts are even close to accurate, they should have triggered a public reckoning. Instead, the system kept moving, protected by good intentions, insulated from scrutiny, and largely unbothered by outcomes that would be considered a scandal in almost any other context.

    That is the machine Clancy is stepping into, and unless he is willing to confront it directly — not just coordinate around it — his role risks becoming one more layer of management over the same failures. The reality he inherits is not complicated in the way policymakers like to suggest. It is visible, immediate, and increasingly impossible to explain away. 

    Open drug use, fentanyl addiction, untreated mental illness, rising disorder, and a growing sense among both the public and the homeless themselves all indicate that the system is not working. Complexity exists, but it has also become a convenient shield for cowardice. It is the language people use when they want to avoid saying what is plainly in front of them: Utah has spent years managing visible human collapse while calling it compassion.

    The Lie Utah Told Itself

    For years, Utah’s approach to homelessness rested on a narrative few in power were willing to question. It sounded compassionate. It polled well. And it avoided uncomfortable truths.

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