HUMAN DIGNITY

Millennials and Gen Z in Utah: Challenges, Housing Crisis, and Hope for 2025

Unaffordable housing, skyrocketing living costs, and mounting debt—Millennials and Gen Z in Utah are at a crossroads. Will bold solutions reshape their future, or will apathy and outdated policies hold them back?

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As the prospects of a new year loom imminently before us, it’s obvious that the millennials and gen z’s still face serious challenges that previous generations didn’t have to contend with. Unaffordable housing, more student loan debt, and rising costs of living are all leading to greater amounts of stress, psychological disorders and poor health. Unless something changes, today’s 20- and 30-somethings could live shorter lives, be saddled with more debt, and not be as strong as prior generations. 

If you’re in this category, you may feel like life just sucks. Unless you’re drinking a cocktail while doom scrolling on TikTok, a good thing to remember is that you live in the greatest country on earth — or at least in one of the top five best countries you could have been born in. Another point to remember is that you were lucky enough to be born at one of the very best times in history.

Are housing prices oppressive and destroying your ability to build any savings? Consider moving in with a roommate or two for a couple of years. This will allow you to save enough money to buy a small condo or perhaps a lot on the outskirts of town where you could park a prefabricated home or RV.

Two years ago we wrote about a man who was building out lots in Gunnison, Utah, where couples could buy starter homes for $150,000. That was a story that should have made headlines. 

The problem with the affordable housing crisis is that everybody loves the idea of affordable housing — as long as it isn’t in their backyard. While boomers and gen xers may have their kids living in their basements, they aren’t petitioning their local city councils to change zoning laws to allow for more density and/or restrictions on housing types.

NIMBYism and elitism are the primary causes preventing our cities from adapting to the needs of new generations. The suburbs were a great American invention in post World War II America, but the traditional suburban model is failing us when it comes to creating an adequate supply of starter homes. The suburbs need to change and we need to adapt to a model that allows for more dwellings of all types.

The Salt Lake City Council created an affordable housing provisions plan to address this need. However, this plan fails to allow landlords who own rental houses to build auxiliary dwelling units (ADUs) on their properties. These half-baked measures clearly demonstrate who’s really running the show in the downtown development game. Or at least who isn’t working to solve the problem. As always, it’s Utah’s hybrid developer/politicians.

However, I was impressed with Steve Waldrop’s comments on the Utah Stories podcast and his explanation that building more starter homes would allow young people to buy homes much sooner. 

He explained that if we do not solve this problem, not only will kids not be able to move out of their parents homes, but young Utahn’s will stop having children. This has already started to happen as Utah’s birth rate has declined substantially in the last five years.

Sadly, many of the millennials and gen z‘s have chosen to check out rather than tune in and make a difference. Apathy and overstimulation are the symptoms of too many TikTok videos which drown out the realities that these folks need to be dealing with.

The laws need to change and political leaders need to start serving the interests of all institutions. From banking to building, and construction to development, politics need to serve the up-and-coming 20- and 30-somethings who should feel confident that they will be able to have big happy families like Utah has encouraged for previous generations.

Why have a lot of kids? Because the essential core of a great economy, a great workforce and a great state, is the nuclear family. Utah has always been about producing strong, resilient families with kids who want to do great things in the world. Our leaders need to provide them with the opportunities to do those things. 

Despite the challenges that lie ahead, we are fortunate to live in a beautiful state surrounded by stunning scenery and year-round recreational opportunities. From snowshoeing, snowboarding and skiing in the winter to hiking, climbing and biking in the summer, we live in a mecca of perpetual beauty and opportunity. 

Whatever your hopes, dreams and resolutions for the new year might include, we at Utah Utah Stories wish you a bright and prosperous 2025.

Feature image photo by Paul Hanaoka on Unsplash

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    People who fry our burgers, care for our elderly, clean our hotel rooms, and package our deliveries are sleeping in congregate shelters or in their cars. They are not unemployed. They are not addicts. They are workers priced out of their own state.


  • Growing Up in Utah’s Foster Care System: One Child’s Story

    Celeste was five years old the first time she dragged a kitchen stool across the linoleum, climbed up to the stove, and made dinner.

    On good days there was a blue box of mac and cheese from the food bank. If they were really lucky, there’d be a pack of hot dogs or some bacon to slice into the pot. She’d stir the noodles, cut the meat with careful little hands, and call it a gourmet meal. Then she’d walk her younger sister to school, help with homework, run the bath, and put her to bed.

    While most Utah kids her age were learning to color inside the lines, Celeste was learning how to keep another human being alive.

    Her father drifted in and out of jail and drug rehab. Her mother usually lay passed out on the couch, sleeping off hangovers and long nights with men and drugs. The grown-ups in the house didn’t mark time by dinner, bath, or bedtime. Celeste did.

    “I knew enough to know she wasn’t doing her job,” Celeste says of her mom. “But I also knew enough to know I would need to do it for my sister.”

    By seven years old, Celeste wasn’t anyone’s daughter in the way most people think of it. She was the mom.

    In and out of “the system”

    Her life didn’t start out that way. For the first 18 months, Celeste was being raised by an aunt and uncle. They already had a houseful of kids, but they loved her and wanted to keep her. Years later, Celeste would learn her aunt even asked to adopt her—with one condition.

    “She said, ‘You can’t be involved in how we do that. We have to be able to parent her the way we parent our children,’” Celeste recalls. “And he said, ‘I can’t do it. I can’t promise I won’t interfere.’”

    The deal died there. Her biological father chose the possibility of control over the certainty of safety.

    At about 18 months, Celeste’s parents moved away from family “to figure this out on our own.” What followed was five years of drift and chaos. She bounced between relatives, foster homes, and her parents’ place. Sometimes she and her sister would go together. Sometimes people begged to keep her baby brother because he was so little.

    By age seven, the state officially removed them. Her father was back in jail. Her mother’s addiction had swallowed up whatever was left of her ability to parent.

    Most people assume this is where the story turns. Parents lose rights, kids go into foster care, things get better. For Celeste, they didn’t.

    “I moved every six months until I was 16,” she says. “I lived in about 32, 33 cities.”

    In between were “mother-child” drug rehab programs, including one that uprooted them from Salt Lake and dropped them in Detroit, Michigan. On paper, those programs allowed mothers to get clean without permanently losing their children. In practice, at least where Celeste landed, they were barely controlled chaos.

    “You have little kids all the way up to almost-18-year-olds together, and you’re not even allowed to see your mom until she’s at a certain level in the program,” she says. “We basically managed ourselves. That’s not going to go well.”

    Children who’ve already learned to parent themselves simply become young generals in a kid-run unit. In Celeste’s case, that meant fighting other kids and stepping into situations no child should have to navigate.

    “I chose to fight, to put myself in harm’s way to protect my sister,” she says. “Later it made it hard to see myself as abused, because in my mind, I chose it. I wasn’t thinking ‘I’m a victim.’ I was thinking, ‘Look at me taking charge. Look at me keeping her safe.’”

    The parentified child in a foster world

    If you’ve never seen it up close, “parentified child” sounds like another clinical label. If you’ve lived it—or tried to parent a kid like that—you know it’s anything but abstract.

    My own family took in three foster siblings. The oldest was six and arrived in our home with his shoulders squared and jaw set like a tiny drill sergeant.

    “He was exactly like you,” I tell Celeste. “He’d say, ‘Just so you know, I’m in charge of these two.’ He coached us: ‘Here’s how you calm Riley down. Here’s what you do with Abby.’”

    Like Celeste, he wasn’t really acting like a child. He’d become the caretaker, without the brain development or support to do it.

    “You think your decisions are better than what happened to you,” Celeste says, “but your brain’s not developed enough, and nobody’s taught you how to make healthy decisions. And yet you know enough to know something has to be managed.”

    That constant managing keeps kids stuck in fight-or-flight. One therapist described it to us as a train without brakes trying to pull into a station. The child wants to calm down, but doesn’t have the internal wiring to do it.

    “It feels chaotic and unstable, putting it mildly,” Celeste says. “Only time and consistency can help a kid start to regulate. If you move them every six months, you never get either.”

    “Broken” or just brutally complicated?

    Listening to stories like Celeste’s, it’s easy to slap one big label on Utah’s foster care system: broken.

    We felt that way. The three siblings who came to us were bright and funny. Ninety-seven percent of the time, life with them was joyful: playing in the mountains, trips to Moab, board games, laughing with the dogs. The other three percent was absolute crisis: kids beating on each other, getting kicked out of school and daycare, becoming pariahs at karate class.

    That three percent slowly swallowed all the oxygen in the house.

    As behaviors escalated, more professionals got involved—caseworkers, attorneys, therapists. Too often, it felt like the machinery of the system was trying to solve its own problems, not understand the children at the center of them. At one point, it felt like the state was more interested in removing the kids than helping them heal.

    “We felt like the system was hell-bent on destroying the kids,” I tell Celeste.

    She doesn’t flinch.

    From her vantage point—as someone who lived it and now works alongside the people running it—Celeste resists the simple “broken” verdict.

    “People ask me all the time if I think the system is broken,” she says. “And my answer is no, it’s complicated.”

    Coming from her, that’s not spin. She’ll tell you bluntly: “I feel like the system failed me 100 percent.” She can’t point to one thing it did that felt good or healing at the time.

    But as an adult, she can see what she couldn’t as a kid shuttled from house to house: massive gaps. Service gaps, resource gaps, legal gaps. People inside the system working under mandates and timelines most foster families never see.

    “Children aren’t designed to be raised by a system,” she says. “That’s the problem. They’re designed to be raised by a healthy community and a family. So when we take them out of any chance of that happening—even if there was dysfunction there—and put them into this clunky system, it’s chaos.”

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  • From $65K Homes to Million-Dollar Athletes: What Happened to Utah’s Middle Class?

    In March of 1979, the center of the NCAA sports world landed in Salt Lake City to witness history. Magic Johnson faced Larry Bird for the NCAA championship on the floor of the old Special Events Center — now the Huntsman Center.

    The game would help launch a new era of sports television money, branding, and big personalities. A modern American spectacle was born: Magic vs. Bird face-offs would be legendary. It was the beginning of a new era of celebrity basketball.

    Back then, the average Utahn wasn’t rich, but there was still a basic bargain in place: if you worked hard, got married, started a family, and lived somewhat responsibly, there was a decent chance you could still buy a home and build a stable life. A house in Salt Lake City cost around $30- $65,000. The average Utahn earned a fraction of that, but homeownership still felt like a ladder you could climb — not a luxury product reserved for the already connected or already wealthy. 

    Today, college basketball — like politics, housing, and much of American life — has become a marketplace where nearly everything is for sale. We are told this is progress because Utah is so much more famous and important today. As Salt Lake County tax payers, we are footing the bill to expand the Salt Palace in the name of “progress.”

    But what it increasingly looks like is a society where institutions that once at least pretended to serve ordinary people have been reorganized to serve money and elites first.

    That is not just true in sports and real estate. It is true in Utah’s government.

    In this issue, we look at a BYU basketball star reportedly commanding a seven-figure payday in the NIL era — a system that has turned college athletics into a cleaner, more legalized version of what used to happen in the shadows. The point is not to blame the player. If the money is there, of course he should take it. The point is to ask what it says about a culture that can somehow produce millions for a teenager to play basketball while telling young families there is simply no realistic way to make housing affordable.
    And that contradiction doesn’t stop with college sports.

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